Understanding the Employee State Insurance Scheme (ESIS): You’re Key to Socio-Economic Protection


The Employees' State Insurance (ESI) programme is run by the Employee State Insurance Corporation (ESIC), a government agency. During times of illness, work injury, or pregnancy, this extensive social security programme offers medical and monetary aid to employees and their families. In this article, we will explore what ESI is, how it benefits individuals, and how to register for ESIC.

What is ESI and how does it helps you?

The Employee State Insurance scheme is a multidimensional social security program designed to offer socio-economic protection to individuals employed in the organized sector and their dependent members. It provides financial assistance during medical emergencies caused by occupational hazards, sickness, and maternity.

The Employee State Insurance Act: An Overview

The Indian Parliament first proposed the Employees State Insurance Act in 1948, and it was officially implemented in 1952. It contains validity-related terms and circumstances, such as insured employees' eligibility requirements and the responsibilities of the ESIC. The act also outlines the requirements for family members to become dependents under the ESI scheme.

Who are Eligible Dependents?

According to the Employees State Insurance Act of 1948, eligible dependents include parents, sons, daughters (including adopted or illegitimate offspring), widowed or unmarried sisters, minor brothers, paternal grandparents in the scenario that their parents are deceased, widowed daughter-in-law, and minor offspring of a predeceased son or daughter.

Contribution and Benefit Periods:

The ESI Act specifies two contribution periods and two cash benefit periods. Contribution periods are from 1st April to 30th September and 1st October to 31st March. Employees with a monthly salary up to Rs. 21,000 working for factories or establishments with ten or more employees are entitled to health benefits under the ESI Act.

How to Register for ESIC:

If you own a company and want to register under ESIC, follow these steps:

ü  Step 1: Visit the official ESIC portal and click on "Sign Up."

ü  Step 2: Fill in the form with accurate details and submit.

ü  Step 3: Check your registered email for a confirmation mail containing your username and password.

ü  Step 4: Log in using the received credentials and click on "New Employer Registration." Choose the "Type of Unit" and select "Submit."

ü  Step 5: Fill in the "Employer Registration Form 1" and submit it along with the required documents.

ü  Step 6: Make the payment for six months' advance contribution and receive the Registration Letter (C-11) with a 17-digit ESIC registration number.

About the Employee State Insurance Card or Pehchan Card

The ESI or Pehchan card serves as proof of ESIS registration. It helps hospital authorities identify the insured individual, access their medical history, and displays important details such as name, insurance number, address, date of birth, and a family photograph. Employees receive a temporary ID card valid for 90 days until the permanent ESI card is issued. Remember to register with your new employer's portal when switching jobs.


The Employee State Insurance Scheme (ESIS) is a vital program that offers socio-economic protection to employees and their families during times of need. By understanding its benefits and registration process, individuals can ensure access to medical and financial assistance. If you haven't received your Pehchan card yet, join the ESI scheme to alleviate worries about rising healthcare costs.